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Note

The first forty-eight hours after storm damage

What to do, in what order, and what not to sign.

Note1 min readOrange, CA

Safety, then photographs

Stay off the roof. Photograph from the ground, from inside, and from every angle, dated, before anything is touched or covered.

Stop the water

A tarp is the right first job and is normally a recoverable cost under the policy. Keep the receipt. It is not a repair and should not be priced as one.

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What best describes your home?

Different buildings need different crews, so this is the first thing a roofer asks.

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Get an assessment before you file

Knowing the scale of the damage before you call the insurer avoids filing a claim that lands under your deductible and sits on your record for nothing.

Do not sign on the doorstep

After a storm, crews arrive from out of the area. Some are excellent. The paperwork they hand over sometimes assigns your claim benefits to them, which is a decision worth making slowly and not on the porch.

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